Float Image
Float Image
Float Image

Strategic Benefit Plan

Float Image

  • Give Your Employees a Net Pay Raise

  • Access the Top-Rated Comprehensive Preventive Plan

  • Increase Cash Flow $639.96/yr per Employee

  • Let Uncle Sam Pay for It All

    (No Net Cost to Employer OR Employee!)

Float Image

It's based on SIMERP, the most BENEFICIAL TAX strategy you've never heard of.

Our Strategic Benefit (SIMERP) Plan transforms IRS-approved wellness incentives into real employer savings and real employee take-home pay—all without changing your broker or your health plan.

Employers save an average of $639 per employee per year.

Employees gain more net pay and premium virtual-care benefits.

Everyone wins.

Float Image
Float Image

What is a SIMERP?

SIMERP stands for Self-Insured Medical Expense Reimbursement Plan, a program rooted in IRS §1.105–11.

But Strategic Benefit Plan (via EHP)takes this foundational concept to the next level by transforming it into a modern, scalable solution for businesses with 25+ employees.

Here’s what makes SIMERP unique:

Tax Efficiency:

Built to help businesses save thousands annually through payroll tax reductions.

Compliance Simplified:

Designed to meet IRS guidelines, keeping your business audit-ready.

Modernized Benefits:

Provides employees with access to supplemental health coverage and preventative care resources—all at no added cost.

With SIMERP, businesses can leverage these benefits in a way that’s compliant, efficient, and impactful.

Float Image
Float Image

How SIMERP Works:

A Step-by-Step Guide to Strategic Benefits.

Float Image

This is an add‑on alongside your current health plan. Nothing is replaced. The structure combines pre‑tax eligibility with sponsored services to increase employee net pay and lower employer taxes.

Float Image
Float Image
how-it-works
Float Image
Float Image

Learn How to Implement the Strategic Benefit Plan

Float Image
Float Image

Why Choose This Scenario for Your Business?

Turn Payroll Tax Savings Into Meaningful Benefits That Drive Retention, Compliance, and Profitability.

This scenario represents more than a benefits program—it's a strategic approach to smarter business growth.

By leveraging allowable payroll tax strategies, this approach enables businesses to offer employees valuable benefits such as dental, vision, life insurance, and telehealth services.

It helps organizations save money, remain compliant with IRS guidelines, and strengthen employee satisfaction by connecting them with trusted providers.

Here’s how it delivers measurable value to your bottom line:

Float Image
Float Image
Float Image

Cut Costs Without Cutting Corners

  • Save up to $639 per employee annually through legally compliant FICA tax reductions.

  • Reduce taxable payroll, which can potentially lower workers’ compensation premiums.

Float Image

Retain Top Talent

  • Give employees access to no-cost supplemental benefits such as accident and disability insurance.

  • Boost morale, loyalty, and workplace satisfaction by offering coverage that meets real and practical needs.

Float Image

Simplify Compliance and Administration

  • This scenario is designed to align with IRS Section 105/125 requirements.

  • Receive end-to-end administrative support—from onboarding to audits—requiring minimal HR involvement.

Float Image

Drive Operational Productivity

  • Support employees with preventative care and mental-health resources that help reduce absenteeism and increase day-to-day productivity.

Float Image
Float Image
doublescreen
Float Image
Float Image

Is Your Business Eligible for STRATEGIC Benefits?

This Strategic Benefit Plan is designed for businesses with 20 or more employees (Minimum is 10 W2 employees who work at least 32 hours per week).

Take the first step toward saving thousands in payroll taxes and creating a benefits package that employees love.

Float Image
Float Image

How the Self-Insured Medical Expense Reimbursement Plan (SIMERP) Works:

A STEP BY STEP GUIDE TO STRATEGIC BENEFITS

From tax savings to employee satisfaction, SIMERP is designed to streamline your benefits strategy.

The deployed SIMERP strategy transforms a traditional tax framework into a win-win-win solution for businesses.

Here’s how it works:

Float Image
handshake
Float Image

STEP 1:

Setup & Compliance

SIMERP is implemented under IRS-approved Section 105/125 guidelines to ensure full compliance.

Float Image

STEP 2:

Payroll Integration

Pre-tax payroll deductions are applied, creating immediate FICA tax savings for your business.

Float Image

STEP 3:

Employee Access & Benefit

Employees gain access to concierge virtual medical care and wellness services, and a Net Pay Increase!

Float Image

STEP 4:

Realize Savings & Retention

Saves $1000s annually while improving employee loyalty & retention w/a cost-neutral benefits solution.

Float Image
Float Image
Float Image

Improve Employee Retention

Why adoption is strong

When employees see a real net take-home pay increase and immediate access to care, opt‑in rates typically climb. With clear education, 85–90% adoption is common.

Float Image
happy employees
Float Image
Float Image

What stays at risk if nothing changes?

A few quick questions CFOs ask themselves before we run the numbers:

Float Image
Image

How much payroll tax are we leaving on the table each year if eligible employees don’t participate?

Float Image
Image

If employees are $100–$150 short in net pay each month, what does that do to retention, overtime, and recruiting costs?

Float Image
Image

What’s the opportunity cost of waiting a quarter if launch takes 2–4 weeks?